Holy stinkin’ crap you guys. I’m writing this purely out of the kindness of my heart. I’ve got to give you a little background info before I tell you why I’m freaking out though. Continue reading
I’m 21 and I still live at my parents house, so technically I’m just a really old teenager. Nonetheless, twenty-somethings are all different. This is a really weird time when everyone you grew up with is doing different things. Some twenty-somethings are in college, others are graduated. Some just enlisted in the military, and lots are getting married. A few twenty-somethings have kids, and some are studying abroad. This is a time where you kinda have to get your shit together. Not entirely though. (That’s what thirties are for)
Here’s how I’m sort of halfway attempting to become an adult.
- Keeping up with bills. This is a lot harder than it sounds. I’m not sure how many bills the average person has but I feel like mine are endless. They’re spread all throughout the month. It’s as if God did this so I never feel too comfortable with my finances. 🙂 I’m finally paying off the credit cards I “accidentally” maxed out in college. But every time I get close, I get a speeding ticket or a flat tire. Or I just really needed a vodka soda after work… Whatever, I’m getting there.
- Healthcare and a 401k. I’m not entirely sure how a 401k even works. But my job has one. I went ahead and filled out the paperwork for the maximum amount I can contribute because I like to believe that I’ll be rich when I retire. Regardless of whether or not that will be the case. I’ve got health insurance now too. Which is a total joke. What the hell is a deductible, anyway?
- Trying to pay rent. Parents as landlords are kind of a joke, honestly. Unless yours are like really hardcore, it’s super easy to get out of paying rent. I’m usually pretty broke and my mom feels bad for me and doesn’t mention it. Occasionally she’s like, “So maybe you should start paying rent next month.” Whereas I’m like “Dang, I would but I just bought new tires :(” #Adulting
Disclaimer: Parents, don't let your twenty-something move back in. They'll never pay rent and you'll feel guilty asking for it.
Anyway if you have any idea how a 401k works and you pay rent to a landlord or even your parents, you’re already a step ahead of me. So, I’m not engaged or responsible enough to take care of a baby? I’m just proud I can balance a checkbook.
LOL JK what’s a checkbook?